On Oct 8, 2026, the average 30-year fixed mortgage rate was 7.40%, according to the Freddie Mac Primary Mortgage Market Survey (FRED series MORTGAGE30US).
7.40%
30-year fixed average. Freddie Mac Primary Mortgage Market Survey, via FRED.
The 30-year Treasury yield on Oct 8, 2026 was 5.60%, from FRED series DGS30.
Per $100,000
What a borrower rate was worth on $100,000 with 25 years left, against this day's 7.40% average. Same math as the calculator. These rates are examples, not extra market prints.